Annuity Leads - Annuity Investment Options

An annuity is nothing but a contract between an "annuitant" and an insurance company. An Annuity leads contract is created when an individual gives the insurance company money which may grow tax deferred and then can be distributed back to the owner in several ways. Under current tax law, money put into an annuity grows on a tax-deferred basis until the annuitant begins receiving his accumulated fund as an income. That means that one hundred percent of your earnings are reinvested in an annuity and allowed to compound or grow, without having to pay taxes on earnings.

In money exchange, the company promises to either pay you an interest rate on your money and your money grows like savings account, or pay you a monthly income starting lasting for a period of time.

Taking monthly payments is called annuitization. You have various options when choosing annuitization. This monthly income could last for a set number of years or for the rest of your life. It may also be for the life of yourself and your spouse should you choose to do so. Most people begin receiving annuity income when they retire and continue receiving it for the rest of their life.

The main Difference between Annuity and life insurance is Life insurance pays your family cash benefits when you die. Annuities typically begin paying you an income when you retire and may continue paying you an income for as long as you live.

Annuity Leads provides Annuity Agent leads free rate quotes on hundreds of annuity investment options. Annuity leads is an insurance company that puts together a consortium of insurance and reinsurance companies to provide an adequate financial base with sufficient underwriting capacity to insure large risks. Usually the lead insurer will take a large percentage of the risk for its own account.